Be aware of your responsibility to protect your finances Credit cards aren’t free money — that should go without saying, but millions of Americans don’t seem to have received that memo. Americans now owe a record $1.04 trillion in credit card debt.¹ If you’re not careful, credit card debt could hurt your credit score, wipe … [Read more…]
Planning for Your Future It might be uncomfortable to think about the need for life insurance, but it’s an important part of your family’s financial strategy. It helps protect your family during the grieving process, gives them time to figure out their next steps, and can provide income to cover normal bills, your mortgage, and … [Read more…]
3 Ways to Shift from Indulgence to Independence On Monday mornings, we’re all faced with a difficult choice. Get up a few minutes early to brew your own coffee, or sleep a little later and then whip through a drive-thru for your morning pick-me-up? When that caffeine hits your bloodstream, how you got the coffee … [Read more…]
Talking to your spouse about money can be tricky.
Different spending habits and conflicting money management values are sometimes sources of tension between partners. Finances are the number one cause of arguments within relationships. In fact, it’s one of the most common reasons for divorce.